Cookie Policy
This policy explains how vivariluxos uses cookies and similar tracking technologies on our website to enhance your experience with our household budgeting tools and educational resources.
What Are Cookies?
Cookies are small text files that websites place on your device when you visit them. Think of them as digital sticky notes that help websites remember things about your visit. When you return to vivariluxos, these cookies help us recognize your preferences and provide a more personalized experience with our budgeting tools.
We use cookies to remember your dashboard settings, track which budgeting features you find most helpful, and ensure our educational content matches your learning journey. They're essential for making our platform work smoothly and keeping your financial data secure during your session.
Types of Cookies We Use
These cookies are necessary for basic website functionality. They enable core features like secure login to your budgeting dashboard, maintaining your session while you work on financial plans, and ensuring form submissions work properly.
These enhance your experience by remembering your choices. They store preferences like your preferred currency display, which budgeting categories you use most, and how you like your financial reports formatted.
We use these to understand how visitors interact with our budgeting tools and educational content. This helps us improve features that aren't working well and develop new tools that better serve your financial planning needs.
These help us show you relevant content about budgeting strategies and financial education that matches your interests. They also help us understand which of our educational resources are most valuable to different types of users.
How We Use Your Data
The information we collect through cookies helps us create a better budgeting experience for you. For instance, when you spend time using our expense tracking features, we learn that these tools are valuable and invest more in improving them.
We also use cookie data to personalize your learning journey. If you frequently access our debt management resources, we might suggest related articles about credit improvement or savings strategies that align with your financial goals.
Data Retention Periods
Different types of cookies are stored for different periods, depending on their purpose and your interactions with our platform.
Managing Your Cookie Preferences
You have complete control over cookies on your device. Most browsers allow you to block or delete cookies, though this might affect how some features of our budgeting tools work. Here's how to manage cookies in popular browsers:
Third-Party Services
Some cookies on our site come from third-party services that help us provide better functionality. For example, we use analytics services to understand which budgeting features are most helpful, and educational content providers to suggest relevant financial learning materials.
These partners have their own privacy policies and cookie practices. While we carefully select services that align with our commitment to protecting your privacy, we recommend reviewing their policies if you want detailed information about their data practices.
Updates to This Policy
We review and update this cookie policy regularly to reflect changes in our services and legal requirements. When we make significant changes, we'll notify active users through our platform and update the "Last Updated" date at the top of this page.
We encourage you to review this policy periodically, especially if you have questions about how we use cookies to enhance your budgeting experience. Your continued use of our platform after policy updates indicates your acceptance of the changes.