Teaching Real Money Skills That Actually Work
We started vivariluxos because too many Australian families were struggling with budgets that looked perfect on paper but fell apart in real life. After years of seeing the same problems crop up, we knew there had to be a better way.
Now we help thousands of households build budgeting systems that actually stick — not just for a month, but for years.
Why We Do This Work
Every family we work with has taught us something new about what makes budgeting succeed or fail in the real world
Beyond the Spreadsheet
We learned early that perfect budgets often fail because they don't account for how families actually live. Our approach starts with your real spending patterns and builds from there, not the other way around.
The Psychology Behind Money
After working with over 2,000 Australian families since 2019, we've seen that budgeting isn't really about numbers — it's about changing habits and mindsets that have been years in the making.
Long-term Success Stories
The families who succeed with us aren't necessarily the ones who start with the most money. They're the ones who commit to learning why their previous attempts didn't work and what needs to change.
The Team Behind Your Success
We're not financial advisors or investment experts. We're educators who specialize in one thing: helping Australian families build budgets that work in real life.
Our backgrounds are in adult education, behavioral psychology, and financial literacy. But honestly? Most of what we know comes from sitting with families and figuring out why their previous budget attempts didn't stick.
Each person on our team has been through their own budgeting struggles. We know what it's like to have a budget that looks great on paper but somehow never reflects what actually happens with your money each month.
That's why our programs focus less on perfect spreadsheets and more on building systems that adapt to how your family really lives and spends.
Kieran Blomqvist
Remy Kovalenko
Ready to Build a Budget That Actually Works?
Our next comprehensive program starts in September 2025. We work with small groups to ensure everyone gets the individual attention they need to succeed.
Learn About Our Programs